WHAT IS A “LIVING TRUST”?

A “Living Trust” is a Trust that provides you (the Settlor) a full control of what, to whom, when and how your assets are to be distributed before and after passing. To facilitate a happy and worry-free aging living, it is important to plan ahead and allocate sufficient funds for daily expenses in everyday life, medical and wellness services, investment and more to suit your needs. Upon your passing, you can ensure your family members and the recipients (Beneficiaries) of your assets in your trust enjoy their inheritance the way you have planned through a team of professionals engaged by ACF (Trustee).

HOW DOES A LIVING TRUST WORK?

A Trust is like a safe in which you (the settlor) put their assets together, such as your house, investments, insurance policies, and cash assets of your trust. You need to hire ACF (Trustee) to set up and manage your trust, executing your wishes according to your instructions before and after your passing.

ACF (Trustee) is responsible for handling your (settlor’s) affairs during your lifetime and after passing, such as living expenses, daily care or medical care when you are unable to handle those yourself, as well as caring for your beneficiaries such as your spouse, elderly parents, children and minor family members.

WHY DO YOU NEED A LIVING TRUST?
  • To allocate enough financial resources to support your retirement life for a worry-free aging living.
  • To take care of you and your beneficiaries before/after you pass away, and when you are unfit or unable to handle your daily needs by yourself, for example, paying for your living expenses, arrangement of your daily care or medical care.
  • To protect family members and make adequate provisions of your legacy for their welfare and future at the time of your choice.

TRUST ASSETS INVESTMENT

ACF’s investment of trust assets is handled by SFC licensed corporations including investment advisory and investment funds and portfolios investment, and investment execution.

PLANNED GIVING
ACF is committed to promoting “Planned Giving” and the spirit of love and care. Both ACF and its clients are encouraged to share their love with the needy by donating to charities in Hong Kong.
  • Client’s Contribution: ACF clients are encouraged to support Hong Kong charities of their choice by making an annual donation.
  • ACF Contribution: We donate 10% of our fee income from “non-cash trust assets” to a Hong Kong charitable organization.