Capratech, Author at Adventist Charitable Foundation Ltd.Adventist Charitable Foundation Ltd.
WHAT IS THE DIFFERENCE BETWEEN WILLS AND TRUSTS?

Wills and trusts are both legal documents used to carry out your wishes, but they operate in different ways.

 

Features of Will

Will
Features of Trust

Trust
  • It takes effect only after the testator’s death and is primarily used by the appointed executor(s) to distribute assets.
  • It can take effect during your lifetime or after your death.
  • It must go through the probate process to be executed.
  • It can avoid the probate process, providing greater privacy and flexibility.
 
  • It involves transferring assets into the trust, which is managed by a trustee who distributes them to beneficiaries according to the terms of the trust.
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CAN I CHANGE MY LETTER OF WISHES LATER?

Yes. We understand that family circumstances and the needs of beneficiaries evolve over time. Your Letter of Wishes is a dynamic document that can be reviewed and updated periodically to reflect changing care requirements, lifestyle preferences, or medical needs. We encourage regular reviews to ensure your plan remains the most effective “voice” for your loved one’s future.

🎉 Thank You for Being with Us, Building a Future Together 🎉

As the year comes to a close, we sincerely thank all the customers and supporters of ACF! Your trust and support have allowed us to make solid strides in our journey of estate and legacy planning!

 

Since 2022, we have established a stronghold of trust for nearly seventy families, individuals, institutions and charities, covering children’s education, elderly support for parents, retirement planning, and care for family members with special needs and care, while also contributing to the community.

 

We express our gratitude to our clients for generously donating a total of HKD1.46 million to various charities and pledging a total of HKD 230 million in legacy donations to support charitable work, as of end of 2025! Special thanks to The MSK Mak Foundation and THE JSM FAMILY TRUST; your support enables us to help even more people in need.

 

These achievements not only inspire us but also motivate us to continuously enhance our services for the betterment of society.

 

We thank our partners, who expertise perfectly aligns with our core values of “Integrity, Excellence, and Empathy”. This allows us to provide comprehensive and reassuring solutions to help our clients plan for a secure future through our trusted services. In the coming year, we aim to continue focusing on wealth management, health management, and stewardship and care services, particularly in trust and life planning support for those with special care and needs. We also intend to disseminate knowledge about trusts through various formats to help more people understand how to protect their assets and care for their loved ones affordably.

 

💖 Thank you for your support! 💖

Thank you so much! 2025

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